Specific. Measurable. Actionable. Relevant. Timely. As you begin this first section, we recommend grabbing a notebook, a cup of coffee and thinking about where you want to go financially. On your journey to financial literacy, setting clear goals is the first stop!

How many of us have downloaded budget spreadsheets in the past, just for them to go unopened for months? Or put limits on ourselves for spending but exceeded those self-imposed amounts without realizing it? This module is all about budgeting – not just creating the framework, but how to actually stick to it and set yourself up for success.

We’ve watched and heard about Marie Kondo, The Home Edit and others with systems to keep us organized. Beyond organizing our home, school and work, it’s important to keep our financial life in order too. This module will explore how to pay your bills on time, keep your financial paperwork organized and how to track your financial accounts.